FEES AND OTHER CHARGES

Description Charges
Application Fees Upto Rs 10,000/-
Processing Fees Upto 2.0% of loan amount
CERSAI Fees Rs 50/- (for loans <= Rs 5 lacs)

Rs 100/- (for loans > Rs 5 lacs) per property

Collateral Evaluation Charges Upto Rs 10,000/-  (for loans > Rs 300 lacs)
Multiple Collateral Evaluation Charges Rs 4,000/- per additional collateral
Legal Handling charges Rs. 2500/- (in Balance Transfer / Resale transactions)
Stamp Duty Charges On actuals
PDC/ ECS/ ACH Dishonor Charges Rs 500/- per instance (Home Loans)

Rs 2,000/- per instance (Non-Home Loans)

Late Payment Charges 36% per Annum on Outstanding EMI
Retrieval charges for Copies of loan /property document in CGHFL custody Rs 500/- per instance
Foreclosure Statement Charges Rs 500/- per instance
Conversion of ROI from Floating to Fixed at the end of Fixed tenor in Semi Fixed Loans 0.50% of loan amount subject to minimum Rs 10,000/-
All applicable fees & charges are subject to levy of Service Tax and Surcharge, and is payable in addition to the fees/ charges.